Viento Capital is committed to empowering Malaysian SMEs by providing the funding they need to expand with confidence.
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Revolutionizing the world of finance

Providing structured, transparent, and efficient funding solutions tailored for Malaysian SMEs.

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About Us

Viento Capital (KPKT/BL/19/W1417/01/01) was established to make financing more accessible, transparent, and supportive for Malaysian SMEs. We partner with trusted financial institutions and work closely with business owners to understand their challenges, tailor suitable solutions, and provide responsible funding that helps them grow with confidence.

Registered with KPKT Malaysia
(KPKT/BL/19/W1417/01/01)

Our Core Values

You'll be supported by real advisors who understand your industry and provide tailored guidance - not generic template.

Strategic Financing Matching

Solutions for challenging SME Profiles

Comprehensive Financing Options

Experienced Consultants, Not Automated Systems

Our Financing Services

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Personal Financing

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Business Financing

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Renovation Financing

House renovation financingLearn More

Business Start-Up Funds

Business Start Up FundLearn More

Invoice Financing

Invoicing LoanLearn More

Collateral Financing

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Eligibility & Terms

Purpose of Financing: For personal use, such as managing expenses, debt consolidation, or emergency financial needs and college tuition fees (terms and conditions apply).

Amount: Ranging from RM3,000 – RM100,000.

Tenure: Up to 6 Months

Eligibility: Malaysian citizens aged 21–55

Who can apply: Salaried employees.

Purpose of Financing: Working capital or business expansion.

Amount: Ranging from RM15,000 – RM1,000,000.

Tenure: Up to 60 Months.

Eligibility: Business operation minimum of 1 year in operation.

Who can apply: All SMEs.

Purpose : For home renovation, refurbishment, or enhancement works, including structural upgrades and interior improvements.

Amount : From RM35,000 – RM500,0000.

Tenure: Up to 24 Months

Eligibility: Malaysian citizens aged 21–55.

Who can apply: Salaried employees or self-employed individuals.

Purpose of Financing : Early-stage, small budgets, low-risk models.

Amount : RM50,0000.

Tenure: Up to 60 Months

Eligibility: Malaysian aged 18 and above

Who can apply: Malaysian company registered with SSM with pitch deck including business model, founder profile, risk tolerance, and growth plans.

Purpose : To provide immediate cash flow by converting approved invoices into upfront capital.

Amount: Up to 90% of invoice value.

Tenure: 30 to 120 days, based on invoice terms.

Eligibility: Business operation minimum of 6 months in operation.

Who can apply: Companies registered with SSM that issue invoices to reputable corporate clients, government agencies, or established organisations.

Purpose : To obtain higher financing limits by pledging eligible assets as security.

Amount: RM1,000,000 and above (subject to collateral valuation).

Tenure: Up to 24 Months

Eligibility: Malaysians aged 21 and above with acceptable collateral assets.

Who can apply: Salaried individuals, self-employed persons, or SSM-registered companies owning property, machinery, or other eligible fixed assets.

Why Choose Viento Capital?

By combining financial expertise, trusted partners, and a straightforward application process, we offer fast and reliable funding options that support both your personal needs and business growth.

Efficient Approval Framework

Streamlined evaluation processes that reduce waiting time and accelerate access to capital.

Transparent & Compliant

Clear terms, no hidden fees, and processes aligned with financial regulations.

Tailored Financing Solutions

Structured funding designed to meet operational, cash-flow, and expansion needs.

Dedicated Relationship Support

Professional assistance and guidance throughout the entire financing journey.

How Viento Capital Works?

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Document Submission

Submit the required documents for registration and financial assessment.

A consent letter will be sent to your registered email address for acknowledgement.

Once the assessment is completed, our team will contact you within 3 working days regarding the next step.

Financial Verification

Due & Dilligence

After due diligence is completed, you will be informed of your application outcome.

If approved, our team will present the finalized financing details, including approved amount, tenure, and repayment structure.

 
 
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Approval Status

Once due diligence is completed, you will be notified of the approval status of your financing application.

If approved, our team will present you with the finalised financing terms, including amount, tenure, and repayment structure.

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Fund Disbursement

Upon acceptance of the financing terms and completion of all necessary documentation, the funds will be scheduled for release.

You will receive a confirmation once the disbursement has been successfully processed.

Frequently Asked Questions

Viento Capital was established to make financing more accessible, transparent, and supportive for Malaysian SMEs. We partner with trusted financial institutions and work closely with business owners to understand their challenges, tailor suitable solutions, and provide responsible funding that helps them grow with confidence.

Yes. Viento Capital (License No. KPKT/BL/19/W1417/01/01) operates with full transparency and follows responsible financing practices. All applications are assessed thoroughly, and every loan is issued through trusted financial institutions that comply with Malaysian regulations. We prioritise clear communication, data security, and ethical lending to ensure your finance experience is safe, reliable, and fully protected.

 
 

Eligibility depends on several business factors, including your company’s registration status, operating history, monthly turnover, and repayment capability. Most Malaysian SMEs—with at least 6–12 months in operation and active bank transactions—can qualify for our financing solutions. You may submit your details for a quick assessment, and our team will guide you through the requirements.

You can reach us easily through multiple channels.

  • WhatsApp: Quick and direct consultation

  • Phone: Speak with our team for guidance

  • Email: For detailed inquiries or document submission

  • Contact Form: Submit your details and we’ll respond promptly

Our support team is available during business hours to assist with applications, eligibility checks, and general questions.

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We simplify the entire funding process—from scoring to approval—so you can access money without unnecessary delays or complications.

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